Last Updated: November 28, 2025
Welcome to Auto Doctorz LLC ("Auto Doctorz", "we", "our", or "us"). These Terms of Service ("Terms") govern your access to and use of our website and any content, materials, or features provided by Auto Doctorz.
By using our site, you agree to these Terms. If you do not agree, you must stop using the website.
1. About Auto Doctorz
Auto Doctorz is an educational knowledge portal focused on car insurance concepts. We are not:
a commercial insurance agency
an insurance carrier
a financial or legal advisor
a provider of personalized insurance quotes or recommendations
All content is for general informational and educational purposes only.
2. Eligibility
You must be at least 13 years old to use this website. If you are younger, please exit the site.
3. Use of the Website
You may use our site for lawful, personal, and non-commercial purposes. You agree not to:
misuse the website or attempt to disrupt its functionality
copy, reproduce, or distribute our content without permission
use our content to misrepresent Auto Doctorz as an insurance provider
upload harmful code, spam, or attempt unauthorized access to any systems
4. Educational-Only Content
All information on Auto Doctorz is general knowledge. We do not:
give legal advice
provide personal insurance guidance
recommend specific insurers or policies
guarantee the accuracy of third-party information or links
You are responsible for verifying details with licensed agents, insurers, or legal professionals.
5. User Communications
If you contact us via email or form submission, you agree not to send sensitive personal information such as:
Social Security numbers
Driver license details
Insurance policy numbers
Financial account information
We are not responsible for any sensitive data voluntarily sent to us.
6. Third-Party Links
Our website may contain links to other websites. We do not control or endorse their content, services, or policies. You access third-party websites at your own risk.
7. Intellectual Property
All website content, including text, graphics, layout, and design, is the property of Auto Doctorz LLC unless otherwise stated. You may not reproduce or distribute any content without permission.
8. Website Availability
We try to keep the site functional and updated, but we do not guarantee:
continuous uptime
error-free operation
that content is always current or complete
We may modify, pause, or discontinue any part of the site at any time.
9. Disclaimer of Warranties
The website and all content are provided as is and as available. We make no warranties, express or implied, including:
accuracy, completeness, or reliability of information
fitness for a particular purpose
non-infringement
Use the content at your own risk.
10. Limitation of Liability
To the fullest extent allowed by law, Auto Doctorz LLC is not liable for:
any direct, indirect, incidental, or consequential damages
loss of data, loss of profits, or business interruption
reliance on any content found on our website
Your sole remedy is to discontinue use of the website.
11. Indemnification
You agree to indemnify and hold Auto Doctorz harmless from any claims, losses, or damages arising from:
misuse of the website
violation of these Terms
reliance on information from our site for personal insurance decisions
12. Changes to These Terms
We may update these Terms from time to time. When we do, the "Last Updated" date will be revised. Continuing to use the site after changes means you accept the updated Terms.
13. Governing Law
These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law rules.
14. Contact Us
If you have questions about these Terms:
Auto Doctorz LLC
1600 Mid Rivers Mall
St Peters, MO 63376, US
Phone: +1 636-875-3748
Email: contact@autodoctorz.com
Thank you for visiting Auto Doctorz.